Whole Life-Permanent Life Insurance

Whole life insurance pays a death benefit when you die, there is no specific term. Whether you die in one year or when you are 90 years old a whole life insurance product will cover you. There are many types of whole life insurance, which is sometimes called permanent life insurance; they consist of Traditional Life, Universal/Adjustable Life, Variable Life and Universal/Variable Life.

Common Health Insurance Plans Available to Jacksonville Residents

Are you a Jacksonville resident who needs to buy your own health insurance? If you are, you will soon see that you have a number of different health insurance plans to choose from, from a number of different health insurance companies. When it comes to choosing which plan you want to buy, it is important that you first choose the right type. That is why it is advised that you first examine which type of health insurance Jacksonville plan, which is commonly used to describe insurance for Jacksonville residents, you will need.

Comprehensive View of Visitor Health Insurance

Visitors traveling to foreign countries arrive every year for several reasons. Parents or family members of expatriates or new immigrants in a different country visit their children and grandchildren regularly. Senior parents from different continents make international travel and visit overseas nations frequently to meet their close ones. Also, pensioners just after retirement, finally find the leisure time to explore foreign countries. People also visit foreign nations to escape the harsh weather in their home country.

Defining Common Health Insurance Terms

To help you navigate through the pages that lie ahead, here are definitions for some of the insurance terms you meet.
  • Copayment: The dollar amount your health insurance policy requires you to pay toward your bills. Examples of copayments include dollar copayment amounts ($15 for physician visits, $10 for prescription drugs) and percentage copayments (20 percent of your hospital bill).
  • Deductible: The dollar amount of medical bills you personally pay before your health policy kicks in.

4 common health insurance plans

Health insurance is very important as we know; but there are so many types of health insurance offered in the market and choosing the best one would be a big challenge. Here are some of the most common types of insurance policies that would help you to find out the best that suit your needs.